CAI may make use of certain exclusive financial partnerships and CAI may be compensated if consumers choose to accept the terms and conditions of a loan agreement.
CAI and its subsidiaries, affiliates, officers, and/or employees provide the information and materials on this Site to our visitors, and are subject to the Terms and Conditions. CAI has the right to revise the Terms and Conditions at any time by updating the information posted at this webpage, and such revisions will be binding upon all visitors to the Site. Thus, we recommend that you visit the Terms and Conditions webpage each time you visit Capitalaccessintl.com.
All of the content within the Site is made available only for your personal and lawful use in connection with seeking to obtain a business loan. Use of the Site by a competitor company or other non-consumer third party is strictly prohibited.
All of the information within this Site, including without limitation the CAI logo and other CAP trademarks and service marks, is the property of CAI and/or its affiliates or its licensors. CAI makes no proprietary claim to any third party names, trademarks or service marks appearing on the Site. Any third party names, trademarks and service marks are the properties of their respective owners.
Except as expressly provided by law, you may not, without the prior written permission of CAI, post, transmit, copy, modify, create derivative works from, distribute, sell, or republish anything contained on the Site.
While CAI is committed to maintaining the most up-to-date information on the Site, CAI is nevertheless not responsible for information that changes with or without notice to CAI. Furthermore, CAI is not responsible for and disclaims any and all liability related to any dealings between its visitors and partners. CAI will not be involved in any disputes between any of its visitors and such partners or their respective affiliates.
By posting a message or contributing in any way to the Site, including, but not limited to, sending comments and e-mail to snapcap.com, you expressly grant CAI the right to use in any way, copy, or republish such contribution as part of its property.
CAI and its affiliates, directors, officers, and employees shall not be liable for any loss, damage, injury, claim, nor any special, indirect, incidental, consequential, exemplary, or punitive damages of any kind, whether such action is based in tort, contract, negligence, strict liability, or otherwise, and even if CAI and its affiliates, directors, officers or employees has been advised of the possibility of such damages, which arises out of or relates in any way to:
use of the Site, materials within the Site, or the inability to use the Site;
any Third Party Site, materials in any Third Party Site, or the inability to use any Third Party Site;
any defect, omission, error, interruption, delay, or computer virus; or the unauthorized alteration of or access to users’ transmissions or personal data, except as a result of CAI’s gross negligence or intentional action(s).
The information and materials contained in this site, including text, graphics, links, or other items are provided “as is.” CAI does not warrant the accuracy, adequacy, or completeness of this information and materials and expressly disclaims liability for errors or omissions in the information and materials. No warranty of any kind, implied, expressed, or statutory, including but not limited to, the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, is given in conjunction with the information and materials.
If you are in a state that does not allow the limitation of liability for certain damages, the above limitation of liability or a portion of it may not apply to you. However, you agree in any event that CAI total liability (and that of its affiliates, directors, officers and employees) for all damages, losses, injuries, or claims of any kind or nature shall be limited to the amount you have paid to access the Site.
While CAI believes the information on the Site to be reliable, CAI makes no claims or representations about the accuracy, reliability, timeliness, usefulness, or completeness of such information or advice. Each person’s financial situation is unique and you should consult a financial professional prior to acting upon any information contained in this Site. Any reliance by you on any information or advice will be at your own risk.
User access to and use of the Site is subject to all applicable federal, state and local laws and regulations. Unauthorized use of this system is prohibited and violators can be prosecuted under federal and state laws. Florida law and federal law will govern the interpretation and enforcement of these Terms and Conditions, without giving effect to the principles of conflicts of law. By using the Site, you consent to the jurisdiction of the state and federal courts of Pasco County Florida, U.S.A., for any action or proceeding arising under or relating to these Terms and Conditions or this Site.
Capital Access International, LLC and its subsidiaries (collectively, “CAI”, “us”, “we”, or “our”) are committed to maintaining your confidence and trust as it relates to the privacy and usage of your information. Please read below and learn how we collect, protect, share, and use your information as part of our technology platforms, and all of our products and services.
Capital Access International llc.
a. Personally Identifiable Information: We collect personally identifiable information that can identify you such as your name, address, telephone number, mobile number, email address, and Social Security Number (collectively, “Personally Identifiable Information” or “PII”). PII could also be information you provide on others, such as co-borrowers.
b. Non-Personally Identifiable Information: We also collect information such as demographic data, data about your online activity, and other information which could not be used to identify you (collectively, “Non-Personally Identifiable Information” or “NPII”).
c. Information: PII and NPII are known together as “Information”.
a. Information provided by you: Information is collected from you when you enter information in connection with an inquiry into our services. This Information could be provided via an online form, over the phone, or via other means in which you interact with our services.
b. Information from service providers: Information is collected from third party service providers, such as credit bureaus and service providers who may have data on your financial profile, home, or other demographic information.
In General: We may use Information to:
i. Deliver the products and services you requested
ii. Improve customer service
iii. Improve our Site
iv. Personalize your user experience
v. Communicate with you about products or services that may be of interest to you
vi. Manage our business
a. Capital Access International: we may share your information with all companies affiliated with CAI.
b. Network Partners: In submitting an inquiry for a loan product or other service provided through this website, you agree that CAI may share your Information with lenders and other third parties which provide services to our consumers (including, for example, real estate agents or debt relief companies) in our network (collectively, “Network Partners”) to deliver the products and services your requested. PLEASE NOTE: the Network Partners with which you are matched may retain or use your Information whether or not you use their services. You should contact these Network Partners directly concerning their privacy and information sharing practices.
c. CAI Vendors: We may share your Information with vendors that perform certain services on our behalf (“CAI”) including, but not limited to, credit bureaus, marketing partners, or entities providing business analysis and/or website or product support.
d. Other Situations: We may also disclose your information at our sole discretion:
i. In response to a subpoena or similar investigative demand, a court order, a request for cooperation from a law enforcement agency, self-regulatory body, or other governmental agency; to establish or exercise our legal rights; to defend against legal claims; or as we reasonably believe is required by law. In such cases, we may raise or waive any legal objection or right available to us.
ii. When we believe disclosure is appropriate in order to investigate, prevent, or take action regarding actual or suspected illegal activity or other wrongdoing; to protect and defend the rights, property, or safety of the CAI, our users, our employees, or others; or to enforce our Site’s terms and condition or other agreements or policies.
iii. In connection with a substantial corporate transaction involving the CAI, such as a sale of CAI or any entity, brand or division thereof, a divestiture, merger, consolidation, asset sale, or bankruptcy.
iv. In connection with state and/or federal licensing requirements regarding the reporting of Information contained in the loan inquiries we receive from you. You authorize CAI to obtain any and all required information from the Network Partners you were matched with in order for CAI to comply with current laws and regulations as well as with any requests from state or federal regulators. This information could include, but is not necessarily limited to, the loan you selected and the terms of the loan you selected.
v. We may share Non-Personally Identifiable Information with third parties in our discretion.
a. Unsubscribe: If at any time you do not wish to receive communications from the CAI, you may modify your preferences through your CAI profile. In addition, you may email firstname.lastname@example.org to unsubscribe. There may be an unsubscribe link at the bottom of emails sent from CAI.
b. Advertising on third party sites: We may use third-party tracking technology. This technology allows targeted advertisements to you from CAI. Some of these advertising companies may be networks that are members of the Network Advertising Initiative which offers a single location to opt out of ad targeting from member companies. The opt-out is available at http://optout.networkadvertising.org/#!/
a. The appropriate method(s) for accessing your Information, if any, will depend on which Site or services you have used. Depending on the respective Site or service, you may have the ability to view or edit some of your Information online. If you have submitted a loan request with CAI, you can update your personal information by contacting us: 727-863-1950
a. We take what we believe to be industry standard security measures (including physical, electronic, and procedural measures) to help safeguard your Information from unauthorized access and disclosure. We also require employees to comply with information security safeguards, we use encryption in the transmission of your Information between your system and ours, and we use firewalls and other intrusion detection and prevention controls to help prevent unauthorized persona from gaining access to your Information.
b. No system can be completely secure. Therefore, although we take steps to secure your Information, we cannot guarantee that your Information, searches, or other communication will always remain secure.
The Site is governed by the laws of the United States, and is intended for the enjoyment of residents of the United States only. We make no representation that the Site is governed by or operated in accordance with the laws of any other nation.
a. We do not knowingly collect, use or disclose personally identifiable information from anyone under 13 years of age. If we determine upon collection that a user is under this age, we will not use or maintain his/her PII without the parent/guardian's consent. If we become aware that we have unknowingly collected PII from a child under the age of 13, we will make reasonable efforts to delete such information from our records.
a. Calls to and from CAI may be recorded and/or monitored for quality and training purposes.